Lantz Inspections offers Full Home Inspections, 4-Point Insurance Inspections, and Wind Mitigation Inspections.
Every Home Inspections is completed using the InterNACHI Standards of Practice. This includes:
Foundation and Structure
Heating and Cooling
Attics, Crawlspaces, and Basements
Plumbing and Electrical
Doors and Windows
and Much More
For a full scope of what we inspect please take a look at the InterNACHI SOP
A four-point inspection is sometimes a requirement when obtaining a new homeowners insurance policy or renewing an existing policy for houses that are 25-30 years or older.
This 4-point insurance inspection includes an evaluation of the four following systems.
Roof –Type of Roof Covering (shingles, tile, rolled). The age and condition of the roof. Are there missing shingles or leaks?
Electrical System – The type of the wiring in the home (copper, aluminium, knob and tube). The brand of the electrical panel. The condition of the homes electrical system
Heating and Cooling – Is there central heat and air in the home? The age and condition of the system. Are there signs of leaking?
Plumbing System – Type of supply and drain lines found in the home (copper, CPVC, galvanized, lead, polybutelene, etc. Is there evidence of current leaks? The age of the hot water heater.
A wind mitigation inspection is a report that may help homeowners qualify for an insurance premium discount. These discounts are given to homeowners who have wind-resistance features on their property. These features decrease the amount of damage that may occur during a hurricane or heavy windstorm. This translates into less risk for the insurance company which means savings passed on to the homeowner. In other words the wind mitigation can help you receive a discount on your insurance if your home meets certain criterias.
What do they cover?
The main areas inspected during a wind mitigation inspection are the wind-resistant features of the property. These will include the home’s construction, gable-end bracing, roof geometry and design, the roof to wall connections – i.e. clips, straps, etc., any special impact resistant glass, reinforced garage doors, hurricane shutters, a secondary water resistance barrier, and any other protection used to help prevent wind-borne debris damage. With your certified wind mitigation report, the insurance company will calculate the amount of discount.